Financial tool supports farmers’ cash flow –

Alfaro Recoba

Every fall you’re faced with important decisions about how best to market your crops or livestock, knowing you want to maximize your returns and generate essential farm cash flow.  

“Farmers need a financing tool that gives them flexibility to sell when the time and price are best for them,” says Dave Gallant, Director of Finance & Operations at Canadian Canola Growers Association (CCGA).   

An Advance Payments Program cash advance from CCGA is a financial tool that supports the working capital needs of your farm. Put an advance to work and have more time to execute your marketing plan, cover your seasonal operating expenses, pre-buy next year’s crop inputs, or make upgrades and repairs — whatever works best for your farm. 

“We know farmers have choices when evaluating cash flow options, and if you’re not already using an Advance Payments Program cash advance, it’s definitely worth a second look,” says Gallant. With recent program changes, a cash advance from CCGA can help many farms reduce the borrowing costs of their short-term financing needs. 

An APP cash advance from CCGA is interest-free up to $250,000, and farmers can borrow up to $1 million. The interest-bearing portion is charged at prime less 0.75%, making a cash advance particularly valuable in today’s climate of rising interest rates. 


With nearly 40 years of experience Helping Farmers Succeed, CCGA strives to make the cash advance program as convenient and easy as possible. We offer: 

  • One-stop service for farm cash advances. CCGA offers advances on more than 50 conventional and organic commodities. 

  • Account service made simple. CCGA offers several ways to manage your advance, including our CCGA online account​.   

  • Guidance from an experienced team. Our staff make applying for a cash advance easy, whether applying over the phone or online. 

“To apply, we encourage first-time customers to call us,” says Gallant. “Our team is trained to walk new applicants through every step and get you started in as little as 20 minutes.” 

The Advance Payments Program is a federal program administered by CCGA. It offers Canadian farmers marketing flexibility through interest-free and low-interest cash advances. 

“CCGA provides us with a cost-effective option to help manage our cash flow and budgeting.” – Alberta farmer   

“Your staff is friendly and helpful and the speed our accounts are processed is very quick. I am very happy with the service you offer.” – Saskatchewan farmer  

“The best improvement to your online service is the uploading of documents. Faster than emailing.” – Manitoba farmer  


CCGA logo



1-866-745-2256.  Returning customers can also apply online.

Visit Canadian Canola Growers Association

Visit Agriculture and Agri-Food Canada Advance Payments Program

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